How Long Does Credit Information Stay On NACM Reports?
Members often ask, "How long does information stay on NACM BCS Credit
Reports?"
Answer:
Bankruptcies:
|
9 years |
9 months |
| Federal Tax Liens: |
*2 years |
9 months |
| State Tax Liens: |
*2 years
|
9 months |
| Judgments: |
*2 years |
9 months |
| UCC Filings: |
5 years |
0 months |
| UCC Continuance: |
5 years |
0 months |
| |
(*if satisfied) |
Trade Payment Information remains
on the report for one year if it is not updated. If the date of last
sale shows longer than 15 months, it will not go on to the report.
Inquiries made on subject
remains on the report for 1 year.
NACM BCS Collection information remains
on the credit report 1 year after the satisfaction. If it is not satisfied,
it is not removed. |
