What is the effect of a discharge in a Chapter 7 bankruptcy case?
Answer: As a general statement,
a discharge prohibits any attempt to collect a debt that has been discharged.
After the discharge, a creditor is not permitted to call, write, and
mail or visit the debtor to try to collect a discharged debt. However,
a creditor may have the right to enforce a lien or security interest
against the debtor's property after the bankruptcy. |