"Thank you for your inquiry about opening an account with our
company. Unfortunately, your company does not meet our current criteria
for granting open account terms at this time. I will be happy to
re-evaluate this decision in six months, or sooner if your company's
business conditions change significantly. In the meantime, we would
be happy to do business with your company on a COD basis. Please
call me if you have any questions, comments or concerns. Thank you
for your interest in doing business with our company."